It is your right to file lawsuits without paying for the cost of a lawyer, but the burden of building evidence and representing your interests is completely on you. It might make more sense for you to find a lawyer who works on a contingency-fee basis, so that you do not have to pay until the money is awarded to your claim.
If you are dealing with an insurance policy claim, in the context of a nursing home case, you could represent yourself in court. Your best option depends on what is at stake, and how complicated your legal action is. The cost of long-term care for seniors can be up in the thousands per year, so a claim like that is not going to be a small one. When you hire a professional attorney, especially one that works on a contingency-fee basis, a lot of the burden of the complicated litigation process is removed.
Should You Represent Yourself in an Insurance Company Case?
When you are dealing with a nursing home legal issue, like considering whether to sue an insurance company, you might not need to do it without a lawyer. Aside from searching for lawyers who work on a contingency-fee basis, there are many different organizations and resources for seniors and their families who need legal help.
Medicare and private insurances can be used to cover long-term care costs. People will often file for Medicare to cover long-term care costs, because it can be too expensive for one person to afford alone, even with private insurance. When you make a claim against a nursing home, the organization may be represented by an insurance company, which has an interest in keeping legal pay-outs low.
Am I Ready to Represent Myself?
Fighting a denied insurance claim concerning the cost of your loved one’s long-term senior care can be daunting. If you are going to take on the litigation process alone and sue an insurance company without a lawyer, consider all of your potential legal representative options. With the typical costs of care in nursing homes ranging from hundreds to thousands of dollars per month, there is a lot of potential damage at stake.
Additionally, your plate is already full with trying to navigate the safe and compassionate care of your loved one on a daily basis. Your first priority should be taking care of yourself, and your loved ones, not handling legal cases with insurance companies.
How Can Hiring a Lawyer Help Me?
If you are looking to sue an insurance company, you have different legal options. A lawyer will help advise action on your case, explain your legal options, and keep your best interests in mind. Additionally, some lawyers will work on a contingency-fee basis, so they will not get paid until you do. If you think your loved one suffered as the result of a denied insurance claim for a nursing home, you may want to consider hiring a lawyer to advise your case.
What is a “Bad Faith” Insurance Claim?
If you are filing a claim against an insurance company, it will likely be resolved in civil court, where you will have to file a claim on behalf of the victim, or your loved one. If your claim is wrongfully denied, you may be able to pursue a financial award based on the bad faith of an insurance company. An insurance company acts in “bad faith” when it unfairly denies benefits owed under a policy.
It is possible to pursue a financial award for wrongfully denied insurance claims that caused economic damages, wages lost due to inability to work, pain and suffering, emotional distress, and more. This is not an exhaustive list of possible cases. When an insurance company wrongfully denies coverage for care of your loved one, that person is likely not the only one suffering. A lawyer can give you the perspective you need that will hold up in an insurance legal battle, help you gather evidence, and ease the litigation process overall.
Consider Your Legal Options for Suing an Insurance Company
It is your right to sue an insurance company without a lawyer, but that does not mean it is your best option. There is so much at stake in an insurance company legal claim, and the litigation process can be complicated. You do not need to handle an insurance claim case alone. Ease the burden of the litigation process when you contact a lawyer who handles insurance claims and nursing home law.
The lawyers at Pintas & Mullins Law Firm want to help you with your insurance claim case. We do not shy away from tough cases, and you are not obligated to pay anything until you get paid from a legal settlement. You can call us today for a free consultation: (800) 842-6336.