You have the legal right to self-representation. However, personal injury claims can be quite involved and may require a disproportionate amount of your time and money. As a result, you may want to consider hiring an attorney. Some firms even operate on a contingency fee basis, which means that you do not have to pay an upfront retainer or legal costs unless your lawyer wins your case. You can discuss your options with our legal team by requesting a free consultation by calling (800) 794-0444 today.
Understanding the Insurance Claims Process
If you do choose to represent yourself or your loved one in pursuit of compensation for a nursing home injury, your first step is contacting the insurance company to pay for medical care. You may find the experience to be a frustrating one, since the insurance adjuster assigned to your case may look for every reason to deny your coverage request.
They may allege the following reasons why they issued a denial of your coverage:
- Policy limitations
- Application errors
- Claim errors
- Insurance fraud
The preceding excuses for a wrongful denial are often attempts to confuse you with industry jargon in hopes that you will just go away. Individuals who do not have experience in negotiating with insurance companies may find themselves on the receiving end of a sub-par offer.
Determining Whether to Sue an Insurance Company Without a Lawyer
It is your legal right to sue an insurance company without a lawyer in Chicago, but successfully litigating a claim on your own can prove to be challenging. Anticipate that the insurance company that denied your request likely has aggressive legal counsel in-house or keeps outside counsel on retainer for these situations. In their world, it is part and parcel of doing business.
They may use negotiation and reasonable intimidation techniques that sound so convincing that you might even wonder what you are doing suing them in the first place. Do not let their tactics scare you into believing them. Instead, fight fire with fire by hiring a Chicago injury lawyer.
For a free legal consultation, call (800) 794-0444
What Illinois Courts Expect From Clients Who Represent Themselves
While it is possible to sue an insurance company without a lawyer in Chicago, it does present challenges. If you are still considering filing your case alone, you must be aware that courts will hold you to a level of high expectation. The legal system has a duty to uphold the tenets of civil justice.
Filing your case without a lawyer designates you as a pro se plaintiff or litigant. The only connotation this name carries is that you are approaching the court without representation. This classification does not afford you special treatment and the court will hold you to the same standards as any lawyer.
Financing a Nursing Home Injury Lawsuit in Chicago Can Be Very Expensive
Foregoing legal counsel means that you are responsible for financing your lawsuit. Aside from the initial filing fee, you will have to pay for specific stages of your case that can include:
- Expert testimony
These charges can reach the five- or six-figure ranges. Therefore, you may have to take out a high-interest personal injury lawsuit loan. Without the backing of a lawyer, it seems almost unimaginable to invest so much money in something that may not progress in your favor.
Retaining a Lawyer Can Free Up Time to Focus on Family
Your access to legal counsel is a constitutional right. When you hire a Chicago personal injury lawyer, you have peace of mind in knowing that your case is receiving fair and just counsel. With the time you save not handling your case yourself, you can spend time with your loved ones during this stressful time.
A lawyer from Pintas & Mullins Law Firm can:
- Communicate with the insurance company and their attorneys
- Gather evidence to prove your claim
- Valuate your damages
- Fight for a fair settlement offer
- Argue the merits of your case in court
- Follow the procedural rules of civil cases
- Fund your lawsuit for depositions, mediation, and expert opinion testimony
- Offer competent legal counsel throughout the process
- Keep you updated at all stages of the case
If cost is a concern, then it is essential to understand that the attorney you hire may operate on a contingency fee arrangement. They will take responsibility for your case, fund its necessary attributes, and then assume a previously agreed-upon percentage of the total recovery award if you win.
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You Do Not Have to Go About This Alone
Going up against an insurance company and its litigators is an overwhelming and intimidating process for people who are representing themselves in court. Instead of facing them alone, contact a Chicago nursing home injury lawyer at Pintas & Mullins Law Firm. You can discuss your options with our legal team by requesting a free consultation by calling (800) 794-0444 today.