Premises liability covers slip and falls in Los Angeles. In fact, it is designed for that situation. Premises liability covers on-site accidents and similar issues to give businesses the support they need to handle the resulting slip and fall civil lawsuits or insurance settlements.
If you have been involved in a slip and fall accident on someone else’s property, you may be able to file an insurance claim or a lawsuit to claim compensation. Not every slip and fall case qualifies for a lawsuit, so you may want to discuss the case with a lawyer before you try to take legal action. You may find that there is a better alternative that can help you resolve your problem. Otherwise, taking your lawsuit to trial can help you claim the compensation that you need to repair your finances.
Premises Liability Coverage
Premises liability coverage is a type of insurance that covers property in case of accidents on site. Since every property owner has a responsibility to maintain a safe environment on their property, they can be sued if accidents happen. This is why companies have premises liability coverage so that they can get help dealing with lawsuits related to an accident that happened on their property.
According to the California Department of Insurance, premises liability is one of the three major types of coverage that businesses can have. While it can provide coverage for accidents, there are other types of insurance that specifically cover common types of problems. Therefore, premises liability coverage will not cover these issues.
For example, employee accidents may not be covered under premises liability. Instead, it would be covered under a work insurance type of coverage designed specifically for employees. This means that not every accident will qualify for a lawsuit under the premises liability coverage. Discuss your situation with a lawyer to see if this coverage will apply in your case.
Filing a Lawsuit
There are specific requirements that you need to meet before you can file a lawsuit. According to the California Courts, these requirements include:
- Legal status: Only legal citizens are allowed to file lawsuits in the United States.
- Legal entity: Only recognized legal entities are able to file lawsuits. These include individuals, the government, companies, and class action lawsuit classes.
- Legal capacity: You must be legally capable of filing a lawsuit. This means you have to be an adult and mentally competent.
As long as you meet these requirements, you should be able to file a lawsuit regarding your slip and fall accident. If you are not sure if you meet these requirements, it may still be worth discussing your case with a slip and fall accident lawyer to see what your legal options are.
Common Slip and Fall Expenses
Slip and fall accidents can result in a variety of expenses. One of the most common expenses is the cost of medical care. A visit to your doctor or emergency care can be expensive. You may also need repeated visits to a specialist for follow-up care. Whatever amount of healthcare you need, the bills will start to pile up quickly.
If you damage some of your personal property in the fall, you can file a claim for that property as well. Cell phones and clothes can be damaged in falls and should be claimed. As long as you can prove that the damage was from the fall, you can add the item to the lawsuit. Therefore, it is important to make sure that the police report covers all of the items that were damaged in the accident.
Understanding Your Rights
If you have been injured in a slip and fall accident, you have the right to take legal action. You were not responsible for your injuries, and civil law can help make sure that you can hold someone responsible for your related expenses. Financial problems caused by an accident can be just as devastating as a physical injury. It can take a long time to fix those financial issues if you have to handle your expenses alone. Fortunately, winning a lawsuit lets you collect financial compensation to pay off your debts and get your finances back on track.
Call to Schedule a Free Consultation
Premises liability may seem complicated, but a lawyer can help you understand if premises liability covers slip and falls in Los Angeles and what legal actions to take next. Every case is different, and the circumstances of the case can have a significant impact on the outcome. No case has a guarantee of compensation. If you were injured in a slip and fall accident, call the office of Pintas & Mullins Law Firm at (800) 223-5115 for a free consultation about your case.