
Ridesharing services like Uber and Lyft have completely transformed the way people commute to work, restaurants, stores, and more. The convenience of tapping an app on your smartphone and having a vehicle pull up in minutes to take you to your destination is an absolute game-changer for many of us.
However, the numbers show a concerning story. According to a study conducted by the Stigler Center at the University of Chicago Booth School of Business, motor vehicle fatalities have increased 2-3% since the arrival of ridesharing, accounting for about 1,100 deaths.
If you or a loved one were injured in an accident involving Uber or Lyft, you may be eligible for compensation for medical bills, lost income, pain and suffering, and more. With the help of an Arlington Heights Uber and Lyft ridesharing accident lawyer, you may be able to file a personal injury lawsuit against the liable party (or parties) and hold them accountable.
Contact Pintas & Mullins Law Firm today at (800) 223-5115 for a free case evaluation.
Insurance Coverage for Uber
According to the company’s website, Uber provides insurance coverage to its drivers, passengers, and other vehicle occupants based on certain circumstances of how and when the accident happened.
If the accident occurred when the Uber driver was:
- Offline or the driver app was off – Only the contracted driver’s personal insurance coverage applies.
- Waiting for a ride request – Uber will cover third-party liability if the driver’s personal car insurance does not kick in. This third-party liability includes $50,000 in bodily injury per person, $100,000 in bodily injury per accident, and $25,000 in property damage per accident
- On the way to pick up riders or during trips – In these cases, Uber maintains $1 million in third-party liability as well as underinsured/uninsured motorist body liability.
Insurance Coverage for Lyft
According to the company’s website, Lyft maintains a similar policy coverage for its drivers, passengers, and other vehicle occupants, although coverages may be modified to comply with local regulations and state laws.
If an accident occurs:
- When driver mode is off – Only the contracted driver’s personal insurance coverage applies.
- When driver mode is on, but no ride is accepted – Lyft will cover third-party liability if the driver’s personal car insurance does not kick in. This third-party liability includes $50,000 in bodily injury per person, $100,000 in bodily injury per accident, and $25,000 in property damage per accident
- When the ride is accepted and until the ride ends – In these cases, Lyft maintains $1 million in third-party liability as well as underinsured/uninsured motorist body liability.
If you or a loved one were injured in a ridesharing accident involving Uber or Lyft, you may be eligible for compensation. An Arlington Heights Uber and Lyft ridesharing accident lawyer can help determine who is liable and work to build a claim against the at-fault party’s insurance company. Contact Pintas & Mullins Law Firm today to learn more.
For a free legal consultation with a Illinois Uber and Lyft Ridesharing Accidents Lawyer serving Arlington, call (800) 223-5115
Establishing Fault in a Ridesharing Accident Claim
In order to file a personal injury claim after a ridesharing accident involving Uber or Lyft, you first have to be able to establish negligence. There are four elements you must prove or demonstrate in a ridesharing accident claim:
- Duty of care – The ridesharing driver owed you a duty to care to safely get you from your pick-up point to your destination.
- Breach of duty – The ridesharing driver violated that duty of care or failed to act in a safe manner.
- Causation – That breach caused the accident that resulted in your injuries.
- Damages – You suffered damages as a result of those injuries.
Even if the Uber or Lyft driver was at fault, the process of filing a personal injury claim can still be quite complex. An Arlington Heights Uber and Lyft ridesharing accident lawyer can help determine fault, file a claim against the responsible party (or parties), negotiate with insurance companies, and take your case to trial if necessary.
Arlington Illinois Uber and Lyft Ridesharing Accidents Lawyer Near Me (800) 223-5115
Potential Compensation in a Ridesharing Accident Claim
After a car accident that was not your fault, you may be in pain and facing mounting medical bills. You may no longer be able to function at the job you had before the crash and are wondering how you will support your family. An Arlington Heights Uber and Lyft ridesharing accident lawyer can calculate your losses and ensure that all your losses are covered in your personal injury claim.
There are two types of damage that you may be entitled to—economic and non-economic. Economic damages have a monetary value and are typically easier to tabulate based on receipts, bills, etc. These may include:
- Past, current, and future medical expenses
- Lost income from time missed at work due to injuries
- Lost capacity to work if your injuries prevent you from functioning at your job
- Property damage
- Other out-of-pocket costs
Non-economic damages are more challenging to put a monetary value on but can be an important part of your personal injury claim. These may include:
- Pain and suffering
- Mental anguish
- Disfigurement
- Loss of quality of life
- Loss of consortium (if you lost a spouse in the ridesharing accident)
If you lost a family member because of an Uber or Lyft ridesharing accident, we understand that you are grieving at this difficult time. Your lawyer may be able to file a wrongful death lawsuit on your loved one’s behalf, so you can seek justice for them.
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Contact Pintas & Mullins Law Firm Today
You should not have to bear the financial burden of an Uber or Lyft ridesharing accident that was not your fault. Contact Pintas & Mullins Law Firm today at (800) 223-5115 to speak to a member of our team about your legal options.
Our Arlington Heights Uber and Lyft ridesharing accident lawyers work on a contingency basis, which means you pay nothing unless we win a settlement on your behalf. We do not shy away fighting tough cases or big corporations. Let our team take on your legal battle, so you can focus on your recovery.
Call or text (800) 223-5115 or complete a Free Case Evaluation form